Financial Peace Junior Kit: Teaching Kids How to Win With Money Paperback – October 28, 2015

This kit is made for one child, and it comes in a sturdy box and has a kids' workbook and a parent guide. T actual chore chart is very sturdy and has four magnets on the back, so it stays in place on the fridge very well. The magnetic chore pieces are easy to move around and can be stored on the back of the chart for the chores you aren't using at the moment- I like that. There is also a magnetic marker that stays on the fridge. The kit also has three clear envelopes for giving, spending and saving. One thing I wish that those had was a way to mark them with a child's name. We used a permanent market, but even that rubbed off the plastic some.The kits is well made, and I plan to buy a fourth kit for my youngest, who is four. She is begging for one now that her older siblings are doing their charts and earning money.It is a bit pricy for the kit for each child, but in reality I believe that this is an investment in teaching my children to work. They actually love earning money by doing chores now, and it's an easy way for me to keep track of what they have accomplished. It took us a few weeks to get in a groove of which chores worked for which child, and it's super easy to let them pick new ones for a new week. It's been an empowering experience for them and for me as a mom.So far my kids have loved saving, giving and spending and are learning real world skills that will stay with them through adulthood. It's motivating to them to see that their work has rewards. And it's motivating to me so have a little help around the house- many hands make light work!I recommend this kit highly! My kids love using it!

My kids have been more motivated to get their chores done and help around the house while also learning about money.

I am a Ramsey fan! It has helped me on my debt free journey and their products help my kids understand money. I purchased this product for my son friend as a gift and he loves it. He does his chores with ease and is learning about money management at only 5 years old!!

Children loved it!!

This is a great investment for your children and their futures! (Not only are you investing in your child but this can potentially help generations after them by them living financially smart and passing down this knowledge!) Everyone should have this or something like it. Only downfall is my son is not interested in the activity pages at all. We will work through them anyway!

My 3 year old daughter loves earning and spending money! We hung the chart on the refrigerator and she will look at it daily to be sure she has made money all the possible ways for that day. I keep the envelopes in my purse so she can always spend her hard earned money when she pleases. It helps a ton when she's begging for petty items at the store that I don't want to purchase. I tell her she can spend her own money on it but she only has $5 and this will take 4 of them. She will totally rethink the situation and half the time reasonably decide it's not worth it. It's fun and it teaches the meaning of a dollar at such a young age. I still buy her stuff frequently but for the extra little stuffed animal she sees and wants it's up to her if it's worth her dollars. Since she is 3 we typically only use the spending envelope but have also used the savings envelope so she could save up for a $25 scooter. She felt so proud the day that she could purchase it for herself. As Dave has recommended, it is usually best to introduce the quick spending reward to this age group and later introduce the savings and giving. I agree with that plan

This is a great product to teach your kids about budgeting. The only thing I would recommend it adding an option for “play money” and you credit them at the time of purchase.

This was a great gift for my 7 year old grandson.He understood everything we discussed and was eager to learn more.

The singular best way to teach your kids about money. The kit actually has plastic envelopes for "Giving" "Saving" and "Spending". Your kids will learn how to be debt free for life. It doesn't get better than that.

Just had it delivered and I am so excited to carry on helping my kids on their financial peace journey. Only glitch, I have a boy and a girl (8 and 6 years old). I wish there were spares envelopes (Spend, Save, Give) or two chores boards so each can have their own. It would be nice to have sold as spares. I already have the ebook SMART KIDS, SMART MONEY so I might give the link to a deserving parent so they can benefit from the lessons of Dave Ramsey and Rachel Cruze, just like I did. It makes sense! The one thing most schools don't teach children is how money works. They go into adult world with little to no notion on how they can become financially free. Any games, books or tools from reputable professionals I can get to prepare my kids for success in life, I sign up.

Sencillo y fácil de seguir; las actividades que deben cumplir en la semana. Y los valores y esfuerzos que deben aprender y hacer; para alcanzar sus metas.

Good for kids

Ramsey solutions has hit the money right on the head with this one. My 4 year old loves this and is running around the house trying to do all his jobs to earn his money. Excellent tool and good quality product.