Get Your Hand Out of My Purse! I'm Not Giving You My Money! Paperback – October 14, 2013

Clearly, this is a book written for women who are fearful of the investment marketplace and its potential boogie men. The book raises multiple useful points such individuals should be on the lookout for, and offers some important cautions, such as avoiding scams, not treating your 'adviser' as you would a family member, the importance of compounding over one's savings years and the danger of high expenses on investments and in very basic terms, how stocks in the stock market grow in value. This is done pretty well.But this book has some important to critical information that it leaves out. It does not discuss the credentials of financial planners, such as the Certified Financial Planner (CFP) designation, which is pretty much the standard now for financial planners. The book has very little substance, almost as though it considers the reader to be 14 years old. The book constantly uses fairy tale anecdotes that get a bit patronizing at times. There is no mention of IRS rules on retirement plan contributions, distributions and inheritance. There is no mention of investment asset allocations and rebalancing, rollovers, safe withdrawal rate theories or the use of trusts to ensure asset management in the event of disability or death. And for those women for whom this book is written and who are in search of an 'advisor' who has their best interest in mind, the author does not mention either NAPFA or The Garrett Financial Planning Network, both fee-only, both whose members must be CFPs and both would likely be the best recommendation for such an audience.As it turns out, Ms. Moradi is an insurance agent whose livelihood, most likely, comes from the sale of insurance products.

I think the advice offered in this book is very sound. The author has done an outstanding job making a dry subject (although its impact is vital to one's future) as relate-able and easy to understand as possible by using fairy tales and fashion for references. At least I'm familiar with fairy tales although I don't keep up with fashion. Her point is well taken that no financial adviser can be as interested or as vested in your financial future as you yourself are. Some useful spreadsheets are also included in this book. This offers a good hard look at personal finance, although written to address only women, and provides good guidance including the right questions to ask. I gave 3 stars simply because I consider the topic boring but important and appreciated the fresh approach in this book.

For the past several years I have been wanting to start investing for retirement and also just because it is a really good idea in general. I love the quote from Jim Rohn "The rich invest their money and spend what is left. The poor spend their money and invest what is left."I kept leaving it up to my husband and bringing it up every six months or so. Finally I realized that if I was ever going to accomplish financial security I would have to take matters into my own hands. I asked around and one of my good friends recommended this book.Get Your Hand Out of My Purse was both entertaining and very informative. Which is no small feat to pull off when you think of the subject matter it covers. I finally feel confident enough to get the ball rolling and start taking charge of my retirement. Highly recommend!

I was intrigued by the title and wanting to understand annuities a little more I thought I would give this book a try. I like her easy to read light and humorous style. The book does not go into depth but is a start for someone beginning to delve into the financial realm. i picked up some tips on choosing a financial adviser and other good ideas for women and finances. Her main premise is that women CAN understand how to manage their finances - No, they must understand more so get to reading and studying and believing you can.

This is a book about taking charge of your financial future written to address the specific concerns of women. I thought the author spent too much time in the first half of the book going on about how women aren't assertive enough about money. Okay, point made. But she redeems herself once she starts talking about specifics, providing a clear view of what you want in the way of an advisor and pitfalls to avoid.

I read this in it's entirety and it resonated with me on so many levels. I'm getting close to retirement age and i know I don't have enough saved up and this was a good wake up call. I am going to be sure and pass this book on to my daughters so they don't find themselves repeating my missteps. A must read in today's economy!!

Finally a book about finances that is a pleasure to read! Crystal shares amazing information in this book and in ways that are personal, profound and easy to understand! I highly recommend this book for women of all ages!

Get your hand.................Very good book.