The envelope budgeting system is very tangible. You can use hard cash to control your spending and when you run out, you stop spending.Each package includes 12 budget envelopes, 30 label stickers, and 12 budget sheets to track your expenses.  There is 1 unique design of 12 different colors for budget categories.  You can write the categories on the label stickers and stick them onto the envelopes. Here is the process for how it works:1.       Determine for how much you have available after you pay your bills2.       Divide your money among the different budget categories: groceries, household items, entertainment or dining out, clothing, gifts, gas etc.3.       Put the monthly budget cash into the envelopes.4.       Whenever you spend any money, record the transaction on the budget sheet provided to track how much you have left and see where your money are going. 5.       Once you run out of cash in an envelope, you have met your budget for that pay period and are unable to spend any more in that category until the next pay period. The best part about the envelope budgeting system is that it simply works. If you are only paying for things using cash, and you run out of cash, you cannot possibly overspend. The envelope system has been around for a long time for good reason.    
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